Published on 21/02/2025 GMT+7 Reading time 2 minutes
PT Bank Central Asia (BCA) is targeting consumer credit growth of up to 8 percent in 2025 for Motor Vehicle Credit (KKB), Motorcycle Credit (KSM), and Home Ownership Credit (KPR).
BCA Director, Haryanto Tiara Budiman, revealed that to achieve this target, BCA has prepared various strategies, one of which is through the BCA Expoversary 2025.
"We have planned credit growth this year in the range of 6-8 percent," Haryanto told reporters after the opening of the BCA Expoversary 2025 at the Indonesia Convention Exhibition (ICE) BSD, Tangerang, on Thursday, February 20, 2025.
At the BCA Expoversary 2024, installment payments (run off) for the KPR segment reached Rp31.2 trillion (US$1.91 billion).
Haryanto said he is optimistic that the figure will increase this year along with the increasing public interest in BCA financing products.
In the BCA Expoversary 2025 event, BCA provided various special offers, including a BCA KPR interest rate of 2.68 percent effective per annum (eff. p.a) fixed for 3 years with the placement of a number of funds, a provision fee of 0.68 percent, and a 50 percent discount on administration fees.
In addition, there is a 2.88 percent flat interest per annum for 2 and 3 year tenors, as well as a zero percent Downpayment (DP) program for BCA KKB and KSM.
Meanwhile, BCA also recorded a net profit of Rp4.73 trillion (US$289 million) in January 2025, growing 5.8 percent annually (year-on-year/YoY).
Haryanto said this positive performance shows the solid growth of BCA's business amidst global and domestic economic challenges.
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